Money Smart is a financial education program offered by United Way of Pickens County which helps individuals learn how to manage money, understand their financial position, learn how to achieve financial success, and evaluate their finances. The Money Smart curriculum was designed by the FDIC and can accommodate and assist four different age groups:
The Money Smart for Elementary School Students program contains lessons appropriate for students ages 5-8. Students learn to identify the difference between wants and needs, saving versus spending, and how to set savings goals.
The Money Smart for Young Adults curriculum targets youth ages 12-20. Students learn the basics of handling their money and finances, including how to create positive relationships with financial institutions.
The Money Smart for Adults topics include a description of deposit and credit services offered by financial institutions, choosing and maintaining a checking account, spending plans, the importance of saving, how to obtain and use credit effectively, and the basics of building or repairing credit.
The Money Smart for Older Adults module provides awareness among older adults and their caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.
For more information on participating in or hosting a Money Smart program, contact Jeremy Price, 864-850-7094, ext. 133.